PENGARUH LITERASI KEUANGAN, EFIKASI KEUANGAN, DAN RETURN INVESTASI TERHADAP MINAT INVESTASI CRYTOCURRENCY PADA MAHASISWA DI YOGYAKARTA

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Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi minat mahasiswa di Yogyakarta untuk berinvestasi pada instrument investasi cryptocurrency. Penelitian ini menggunakan pendekatan kuantitatif. Sampel penelitian berjumlah 96 orang responden mahasiswa di beberapa perguruan tinggi di   Yogyakarta, yang ditentukan dengan metode non probability sampling. Penelitian ini mengungkapkan bahwa literasi keuangan (X1) tidak berpengaruh siginifikan terhadap minat investasi cryptocurrency (Y), sehingga hipotesis pertama ditolak. Efikasi keuangan (X2) tidak berpengaruh siginifikan terhadap minat investasi cryptocurrency (Y), sehingga hipotesis kedua ditolak. Return investasi (X3) berpengaruh siginifikan terhadap minat investasi cryptocurrency (Y), sehingga hipotesisi ketiga diterima. Kesimpualan dari penelitian ini yaitu hanya variabel return investasi yang berpengaruh terhadap minat investasi cryptocurrency, sedangkan variabel literasi keuangan dan variabel efikasi keuangan tidak berpengaruh terhadap minat investasi cryptocurrency.

This research aims to determine the factors that influence students' interest in Yogyakarta to invest in cryptocurrency investment instruments. This research uses a quantitative approach. The research sample consisted of 96 student respondents at several universities in D.I. Yogyakarta, which was determined using a non-probability sampling method. This research reveals that financial literacy (X1) has no significant effect on cryptocurrency investment interest (Y), so the first hypothesis is rejected. Financial efficacy (X2) has no significant effect on cryptocurrency investment interest (Y), so the second hypothesis is rejected. Investment return (X3) has a significant effect on cryptocurrency investment interest (Y), so the third hypothesis is accepted. The conclusion of this research is that only the investment return variable has aneffect on interest in cryptocurrency investment, while the financial literacy variable and financial efficacy variable have no effect on interest in cryptocurrency investment.